Finance
Off-Plan Payment Plans Explained
· 6 min read
Understand 60/40, 70/30 and post-handover plans and how they affect your cash flow and returns.
Construction-linked plans
Payments are tied to construction milestones, typically with 10-20% down and the rest during the build and at handover.
Post-handover plans
Some developers allow part of the price to be paid after handover, spreading costs over 2-5 years.
What to compare
Look at total cost, DLD fees, service charges and your expected rental income when choosing a plan.